Medicare Coverage
Medicare Coverage Options
If you’re approaching 65 or already have Medicare, understanding your coverage options is essential. We offer guidance to help you navigate through the various parts of Medicare and explore Florida Medicare plans to find the one that best fits your healthcare needs.
Medicare Advantage Plans
Medicare Advantage Plans, also known as Part C, are an all-in-one alternative to Original Medicare offered by private insurance companies. These plans include Part A, Part B, and usually Part D (prescription drug coverage). They may also offer additional benefits such as dental, vision, and hearing coverage.
Medicare Prescription Drug Plans
Medicare Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare.
Medicare Supplement Insurance
Medicare Supplement Insurance, or Medigap, helps pay some of the healthcare costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles. Medigap policies are sold by private companies and can help you manage out-of-pocket expenses.
Original Medicare
Original Medicare is the federal health insurance program that includes two parts:
- Hospital Insurance : Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Medical Insurance: Covers certain doctors' services, outpatient care, medical supplies, and preventive services.
How We Can Help
Choosing the right Florida Medicare plans can be complex, but we’re here to make it easier for you. Whether you need help understanding your options, comparing plans, or enrolling in a new plan, our experienced team is ready to assist you.
Contact us today to get started on finding the Medicare coverage that best meets your needs and budget.
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