Pre-65 Health Care Insurance
Pre-65 Health Care Insurance
If you’re under 65 and looking for health care insurance in Florida, there are four basic options available to you. We can help you determine the right choice based on your budget, coverage preferences, and specific health care needs.
On-Exchange Plans (OBAMA CARE – Affordable Care Act)
Off-Exchange Plans
Short-Term Major Medical Insurance Plans
These types of plans are a great alternative for consumers looking for major medical coverage. Short-term health insurance, sometimes called term health insurance or temporary health insurance, is designed to bridge gaps in your health care coverage during times of transition. When comparing the best health insurance plans in florida, short-term coverage can be an option for individuals who need temporary protection while transitioning between jobs, waiting for employer coverage, or seeking a more suitable long-term plan. These plans allow you to:
- Start your coverage fast, as soon as the next day in many cases.
- Drop your coverage without penalty.
- Choose from a range of available deductible amounts.
- Apply for another term of coverage if needed.
Hospital Indemnity Insurance
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit. In addition to a hospital per diem, a more comprehensive plan might feature payments for an ambulance trip, surgery or maternity visit, or increased payments for intense ailments such as stroke or cancer. Health care insurance in Florida benefits can disburse in lump sums for short admittances or on a daily or weekly basis during longer visits.
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